What Auto Insurance Discounts are Available?

Many insurance companies offer discounts on auto insurance premiums, and you may even qualify for multiple discounts. Some of the auto insurance discounts currently being offered include:

Safe Vehicle Discounts

• Anti-lock brakes discount.
• New car discount.
• Passive restraint discount.

Safe Driver Discounts

• Accident-free discount.
• Defensive driving and accident prevention training discount.

Secure Vehicle Discounts

• Anti-theft device discount.

Membership Discounts

• Affiliation discount for members of certain organizations and groups.
• Farm Bureau member discount.

Student Discounts

• Good student discount.
• Resident student discount.

Loyalty Discounts

• Customer loyalty discount.
• Multiple policy discount.
• Multiple vehicle discount.

Other Discounts

• 55 and retired discount.
• Farm or ranch vehicle discount.

The availability of discounts varies by insurer and by state. Many discounts are automatically applied when you request a quote. Before purchasing an auto insurance policy you should ask your insurance agent about your eligibility for additional discounts and savings.

September 4, 2010